Products & Services

Personal Insurance

Insurance for every stage of your life.

As we reach the milestones that mark our lives, it is important to make sure there is adequate insurance coverage to protect our loved ones and ourselves.  Let us help you with all your insurance needs.

You’re just starting out.  And, this means you’re probably living on your own for the first time.  Here’s where auto and renter’s insurance is a must to protect all of the things you’re
beginning to accumulate…like a car, a professional wardrobe for work, furniture, computer and electronics.

Getting married. Your responsibilities increase, and so does the need for a thorough insurance review. Whether it's combining separate auto policies, or the purchase of a home,
protecting your assets and family with proper Auto, Home and Life Insurance is a must.

Your kids have moved on.  When the kids leave the nest, we'll work with you to review your changing needs and provide a comprehensive, cost effective insurance program.  

It’s time for retirement.  If retirement means downsizing or moving to another part of the country, it’s important to update your homeowners insurance to reflect the changes.

We offer a broad array of personal insurance products that are customized based on your specific needs and goals. Some of our products are listed below. We look forward to hearing from you to review all the coverage we offer.

Property Coverage 

  • Homeowners Insurance
  • Renters Insurance
  • Flood insurance
  • Condominiums


  • Personal Auto Insurance
  • Antique/classic auto


  • Boats/yachts
  • Personal watercraft including Jetskis

Recreational Vehicles

  • Motor homes
  • Motorcycles
  • Travel trailers
  • ATVs
  • Snowmobiles


  • Jewelry
  • Fine art
  • Silverware
  • Rare coins
  • Special events- wedding insurance


Business Insurance

Brinckerhoff & Neuville, a subsidiary of Rhinebeck Bank, knows that running a business requires a lot of work and risk. That’s why we offer a full line of commercial insurance products to ensure the business you’ve built is sufficiently protected.  

We’ll work with you to understand your business and devise the right combination of insurance solutions to most effectively protect your company’s assets, property and employees.  
Trust our knowledgeable staff to make protecting your business our business.

Check out our commercial insurance products and let us help you find the right insurance solutions for your business.  


  • General liability
  • Directors & officers liability
  • Umbrella policies
  • Professional, employment practices and fiduciary liability
  • Cyber liability

Commercial Property

  • Building and Contents
  • Builder’s risk
  • Business interruption
  • Equipment breakdown
  • Contractor’s equipment
  • Flood

Business Auto

  • Liability
  • Comprehensive (fire & theft) and collision

Commercial Bonding

  • Employee dishonesty
  • Forgery
  • Pension & profit sharing – ERISA
  • Surety bond

Workers Compensation & Disability

Employer Protection Program

  • Employment practices liability
  • Human resources expertise
  • Pay-as-you-go workers compensation
  • Payroll processing and tax administration
  • Government compliance

Personal Group Insurance

Businesses with 5 to 2,500 employees can offer a benefit to their employees to purchase insurance through work.  Premiums can be paid either through payroll deduction or electronic funds transfer through their bank account.  

Contract, Fidelity, & Surety Bonds

At Brinckerhoff & Neuville, we provide one of the largest selections of contract, fidelity and surety bond products in the Hudson Valley.  When you need the best team of experienced financial experts, you’ve come to the right place. 

Contact us if you need any of the following bond product coverages:

  • Contract including Bid, Performance/Payment and Maintenance
  • License and Permit
  • Public Official
  • Fidelity and Fiduciary
  • Lost Instruments
  • Mercantile and Government Entities
  • Judicial



*Not FDIC insured * May lose value * Not Bank guaranteed * Not a deposit
* Not insured by any federal government agency

Insurances products are not a deposit or other obligation of, or guaranteed by Rhinebeck Bank or our subsidiaries, nor are they insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States, the Bank or our subsidiaries. There is an investment risk associated with some life insurance products, including the possible loss of value.